Abuja, Dec. 29, 2025 – The Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NISAL) approved over N100 billion in credit guarantees for agriculture loans and investments in 2025.
The company disclosed this in a statement on Sunday.
It said the credit guarantees were approved for loans and investments in agriculture and agribusinesses across the country.
NIRSAL said the credit guarantees had enabled partner financial institutions to extend credit to value chain activities that would otherwise fall outside their risk appetites.
It described the achievement as a milestone since it it’s the highest annual finance facilitated by the company to date.
It said the feat demonstrated the institution’s continued success in de-risking agricultural value chains, improving access to finance for agribusinesses, strengthening lender confidence in Nigeria’s agriculture sector, and deepening financial inclusion.
NIRSAL said it also received the MSME Agrifinance Enabler of the Year Award at the second edition of the MSME Finance & CEO Awards in Lagos in recognition of its role in structuring and de-risking agricultural transactions.
Sa’ad Hamidu, its Managing Director/Chief Executive Officer, was quoted by the statement as saying that the award underscored the power of structured risk-sharing models, strong partnerships with financial institutions, and the resilience of Nigeria’s agribusiness entrepreneurs.
Hamidu, who was represented by Akinola Baiyewu, its Regional Head, South, Business Development Group, at the award ceremony, said the institution was not chasing after awards.
He said the company was only focused on drawing attention of potential partners across the agrifinance value chain to NIRSAL’s value proposition for safe, profitable, and sustainable investments in Nigeria’s agriculture sector.
